March 25, 2002

Second, third, and fourth thoughts

I'm having second thoughts about this car thing, especially after calling my
insurance company this morning to find that the little bugger will cost ore to
insure than my truck. My four-wheel-drive, cost-$5K-more-than-the-car, likely-
to-be-taken-offroad truck. (Of course, the fact that it's six years old may make
some difference here.)

I am not happy about this, especially given
the down payment from my unemployment-depleted bank account and the fact that I'm
supposed to spend the next year or so industriously building up said account, not
to mention the lump payment I may have to make when I turn the car back in for
going over the allotted mileage amount. I may be able to get out of that if the
car is worth more than the stated residual amount, as seems likely, but I confess
I didn't quite understand that part.

On the pro side, it will be nice
to have a zippy little car for times when I don't actually need the carrying
capacity of my truck, and it will be much better for things like grocery shopping
and transporting more than 2 people. Also, when i did a bit of mental math I
realized that a third car not only sounds less ludicrous than the third boat we're
talking of buying (actually the 3.5-th boat: we currently have the old Julien
trainer that's not really rowable at the moment, the Hudson single I generally
row, and half of the Hudson double that Rudder and T2 bought together) but it's
not much more expensive. (Addendum: Yes, it is. I was considering only the
payments and forgot about the downpayment. Sigh. This is why when I do important
math, I don't do it mentally.)

Posted by dichroic at March 25, 2002 04:59 PM
Comments
Post a comment









Remember personal info?